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    5 Home Improvement Tips that Create Instant Appeal to Buyers If you need to make certain changes to your home because of your disability, your landlord might be responsible for making them. If your landlord is responsible for doing the work, you’ll not be able to get a grant. You’ll have to pay the SMI loan back, but usually only when you sell your home or give it to someone else. Find out if you can get SMI and what to think about before you apply. By law, these rules must not discriminate against you because of your age, disability,…